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Retirement Insights You Can Actually Use

Whether you're 5 years from retirement or already there, the rules keep changing — and the difference between a good decision and a costly one often comes down to what you know. This blog covers retirement income strategies, tax planning, Social Security timing, investment risk, and more — written in plain English, not financial jargon.




    Our team of fiduciary advisors is based in Myrtle Beach and serves pre-retirees and retirees nationwide. If something you read sparks a question, we're always happy to talk.

Retirement planning desk with financial documents and a calculator

Traditional IRA vs. Roth IRA in 2027: Key Differences, Limits, and Withdrawal Rules

By Flavio Medeiros • November 1, 2026
Compare traditional and Roth IRAs for 2027 planning: tax treatment, contribution eligibility, withdrawals, RMDs, and the status of IRS annual limits.

Can I Retire With $500,000? What Your Savings Could Mean for Monthly Income

By Flavio Medeiros • October 30, 2026
Can you retire with $500,000? Explore how spending, Social Security, taxes, and market risk shape your retirement income plan.
Desk with a pen and folder of legal papers, representing estate planning for retirees

Estate Planning for Retirees: What Should You Have in Place?

By Flavio Medeiros • October 28, 2026
Estate planning for retirees in South Carolina: wills, trusts, powers of attorney, beneficiary designations, probate, taxes, and what to update first.
Mortgage-free or keep the cash? Editorial graphic weighing a house against cash for a retirement decision

Should You Pay Off Your Mortgage Before Retirement—or Keep the Cash?

By Flavio Medeiros • October 26, 2026
Should you pay off your mortgage before retirement? Compare cash reserves, IRA withdrawals, taxes, Medicare costs, and the effect on your income plan.
Hourglass, watch, and retirement planning notebook on a desk, illustrating Social Security claiming timing

Should You Take Social Security at 62, 67, or 70?

By Flavio Medeiros • October 24, 2026
Compare Social Security at 62, 67, and 70, including break-even ages, spouse benefits, taxes, Medicare, and how to fund retirement while you wait.
Financial advisor fees graphic highlighting investments, retirement planning, and healthcare at Coast Wealth.

Choosing a Financial Advisor: Why Fiduciary Advice and an Ongoing Relationship Matter

By Flavio Medeiros • October 23, 2026
Explore how fiduciary advice and ongoing fee-based investment management can support a lasting retirement planning relationship in Myrtle Beach and Nashville.
House keys and moving boxes beside an open porch door, illustrating a retirement move to South Carolina

Retiring in South Carolina? A Financial Checklist Before You Move

By Flavio Medeiros • October 22, 2026
Moving to Myrtle Beach, Charleston, or elsewhere in South Carolina for retirement? Review taxes, housing, insurance, healthcare, and your income plan.
Couple walking beneath live oaks beside a coastal marsh, representing retirement in South Carolina

Can I Retire Before 65? Health Insurance Options in South Carolina

By Flavio Medeiros • October 20, 2026
Retiring before 65 in Myrtle Beach, Charleston, or elsewhere in South Carolina? Compare health coverage options and plan for costs before Medicare.
Retirement planning desk with documents and a calculator for reviewing retirement income withdrawals

Which Accounts Should You Withdraw From First in Retirement? IRA, Roth, or Savings?

By Flavio Medeiros • October 18, 2026
Which retirement accounts should you withdraw from first? Compare savings, IRAs, and Roth accounts, plus taxes, RMDs, Medicare, and an income-planning example.